Thursday, 24 October 2013

How to be a Good Neighbour with Pets

Click on the following link to learn about: 6 Tips To Be A Good Pet Neighbor.

This is so simple, yet so important:

  1. Clean up after your dogs!!! I know it sucks but if they are pooping then you need to be scooping.  Its just common courtesy.  Nobody wants dog poop on their door step or lawn.  Also, pet urination can ruin the grass.  Try your best not to have your pet pee on your neighbours grass.
  2. Don't be the neighbor with a million pets, that's just animal cruelty lol. Nobody wants to have a neighbour that has 12 hats and 8 big dogs.  If you want a lot of animals, give them the space they need and deserve and move to the country.
  3. Nobody wants a neighbor that has a dog that never stops barking.  This is one of the most annoying things...ever...and can be fixed with training.  Train your puppies from a young age and spend time with them.  Think of them like little kids - they need your time, love, affection, and commitment.
If your poop and scoop, manage the barking, and are reasonable with the amount of animals you have, nobody is going to have an issue with you having pets!

Sincerely,

Astra Mulawka
Better Homes and Gardens
Real Estate - Signature Service
Office:905-896-4622

Furniture Tips for Small Spaces

Click on the following link to learn about: 9 Furniture Tips for Small Spaces

When living in a condo or small apartment, the majority of the time you must shop for specialized condo or urban living furniture.  There are a lot of new boutique stores that now offer condo furniture - even the Brick and Leon's have departments for condo sized furniture.  Make sure you measure everything before you purchase anything. Measure furniture prior to buying it and then go back to your condo to make sure it is going to fit properly and not take up all the space.

Stick to the basics! The idea is to not cram the place full of stuff.  Use multi-functional furniture and keep the space open and clutter free.  You will need a bed, a sofa, and area to eat.  Most condos will even have a kitchen island, therefore a table isn't a necessity, but more of a luxury.  This will give your home a contemporary touch.  Here, less is definitely more.  That's not to say you shouldn't decorate.  I believe small spaces can be great, but it is important to keep things off the ground and don't have junk everywhere.  Decorate using large mirrors, as they can help make a room actually look much larger.  Also, lighting is essential in bringing out the best in any space - so make sure it is up to par!  Wall art, paintings and patterned frames can help make the place look decorated and put together without adding clutter.


Good luck and have fun decorating, let me know if you have any questions!

Sincerely,

Astra Mulawka
Better Homes and Gardens
Real Estate - Signature Service
Office:905-896-4622




Wednesday, 23 October 2013

Secrets of Professional Home Stagers

Click here to learn about: Secrets of Professional Home Stagers

Staging a home is an investment.  If you are trying to sell your home, staging it can increase what you net at the end of the transaction.  Most likely it will sell for a higher amount in a smaller amount of time.

Why Stage a house?
  1.  95% of Buyers are visual.  They want to be able to see themselves living there.  Move in condition sells homes!
  2. Most buyers see what is, not what could be.  For example, small things like an ugly carpet, non-appealing wall paper, or weeds in the garden could make their decision about your home.

Curb Appeal:
The first thing to look at when staging your home is it's curb appeal.  This is super important because it is a buyer's first impression of your home.  Although landscaping may seem like work, it can get up to a 30% return on investment.  When lawns are manicured and gardens are flourishing, the property screams HOME.  Other things that help your house's curb appeal is making sure the front door is freshly painted, that there are no weeds, and that there are no bikes and toys in sight.


Freshen the Foyer:
The number one trick to staging your home is simply de-cluttering it.  Make sure to have all the shoes and coats put away.  Also, try to make it bright and inviting - perhaps have a table with a  fresh bouquet of flowers and a nice mirror or painting.

One Quarter to One Half Rule:
I love this concept!  Truth is that too many people have too much stuff.  Most of this isn't stuff we need but rather it is stuff we never use.  Clutter does not sell homes.  Get rid of almost everything...including all of the extra knick knacks like your coin collections or the 100 candles you keep on your dresser.  Contemporary sells, clean sells.

 Clean till you drop:
Not everyone has a knack for cleaning, some people just simply don't know how to properly clean and others don't have the time for it.  If this is the case, hire somebody.  The house should have a deep cleaning prior to going on the market and then a light cleaning every week just to keep everything fresh and in place.


Rearrange Furniture and Use Rooms for their Intended Purposes:

A perfect example of why this is important.  Yesterday, I was showing semi detached homes in Brampton.  We went to several places.  One of them we went to was the newest, the most up to date, and the best priced for value yet it was not set up to sell.  The thing stopping my client was that she couldn't see where and how to put her sectional.  I tried to explain that the seller had their sectional in what was suppose to be the dining area and had a play area in what was suppose to be the living room.  However, my client couldn't visualize what I was saying and therefore decided not to purchase the home.  Simple things like putting the couch where it needs to be could have sold the home.  Use rooms for their functions!  When selling your home, the purpose isn't to live in the home you are selling but to create a selling environment so that you can get into your next house and create your own space there.

Fix What is Broken:
When there are small things that are broken such as the light switch not working, it makes people question what else could be wrong and wonder about the maintenance of the house.  So fix these things first!  It costs only a little bit of money, but makes a huge difference!

Erase your Personality:
Get rid of family pictures, keep sakes, and everything else that makes your home "your home."  Check out model homes.  They are very impersonalized and are staged to sell.  They sell hundreds of the same homes because when people go look at them, they can see themselves living there, not other people.

Last but not least, get opinions.  Call your friends, family, and ask your realtor.  They might be able  to point out things that you missed.  Also, take before and after pictures so that you can see the difference you made and be proud of your work!

Tuesday, 22 October 2013

Repairing Bad Credit: Three Essential Steps to Take

Click here to learn about Repairing Bad Credit: Three Essential Steps to Take

The first step to repairing bad credit, is to find out exactly how bad it is.  Get a recent credit check.  You can get a recent pull by going to the Equifax building (in Toronto it is at Young and Finch).  You can get two free pulls per year.  If you are not in Toronto, you can always go to Equifax.com and pay for a full up to date copy.  Make sure to check it closely, as sometimes there are mistakes.  If there is incorrect information on the report, make sure to get this fixed as soon as possible.

Now that you know where you are at, its time to start fixing it.  Review all of your bills and debts.  Can you afford all the payments on time? If not, try to negotiate partial payments with your lenders.  As you continue to make regular payments, and you debts and bills are getting paid off, close all unused credit accounts.  Keep just a couple to start re-establishing your credit.

When I say keep only a couple cards, I mean only a couple - Don't keep too many!  You need two revolving accounts to establish credit, not more.  The key is to always keep balances less than 30% of your credit limit and not to be late on payments.

Don't expect repairing your credit to be automatic.  It takes time - probably six months to a year.  Seek a professional who specializes in credit to guide you in the right path.  They will be able to tell  you what you need to do and how to fix your bad credit as soon as possible.

Sincerely,

Astra Mulawka
Better Homes and Gardens
Real Estate - Signature Service
Office:905-896-4622

Monday, 21 October 2013

Moving Your Pets


Read the following article to learn some tips about: Moving Your Pets

When you move, you can't leave without your furry babies.  Changing environments can be extremely stressful for your loved ones (including your pets).  Do your best to keep their normal routine, as you would for a child.   Going into a new house or condo is unfamiliar, so get used to your dog or pet trying to mark out their territory again.  Be consistent with walking and spend extra time with them until they feel comfortable again.

If you are moving far away, try to make it as easy as possible for your animals.  For long drives, put cats in carriers (as most cats hate cars) and for dogs let them out every couple of hours to go for a walk and some fresh air.  For planes, try to get direct flights and try to have your pet stay with you on the plane as it is much safer and more comfortable for them.  If it was a very long flight, I would strongly consider transportation services for animals, they specialize in making your animals feel comfortable.

Hope this helps if you are planning on moving with your furry family!

Sincerely,

Astra Mulawka
Better Homes and Gardens
Real Estate - Signature Service
Office:905-896-4622

How to Sell Your Home and Buy Another at the Same Time

Click the following link to read about: How to Sell Your Home and Buy Another at the Same Time


This article does not sit well with me at all!  This is why people hire professional realtors. Realtors are there to make the process of selling your home and purchasing a new home as seamless as possible.  It should be completely stress free!

I think that the only way to sell your home and buy another one is to do it simultaneously.  Nobody wants to move an extra time or live in limbo temporarily while waiting for your other home to close, especially if you have a family.  We have way too many other things to be doing everyday than living out of boxes.  The stress that would cause would be enormous and completely unnecessary.

Call me today if you want to sell and buy at the same time.  I will be there to make your move smooth, seamless, and worry free.

Sincerely,

Astra Mulawka
Better Homes and Gardens
Real Estate - Signature Service
Office:905-896-4622

Rent to Own Homes

Click here to read the following article: Rent to Own Homes.

Astra's Comments:

Rent to own homes give people time to strengthen their credit or save more money for a down payment and also gives time to renters to decide whether or not they like the are and the home - however, if they decide not to continue with the rent to own purchase, they pay a price.

The example of Chris and Sarah Kane used in the article doesn't really apply here in Canada.  In summary, they were saying that they pretty much lived expense free for a year because all the money was eventually used towards their down payment.  However, they forgot to mention that they bought the property at a future inflated price.  As described in the article is not how a rent to own situation works.

How Lease-Options Actually Work:
What they were talking about was the Californian market, which is completely different than the GTA Market.  In Toronto, there is a company that specializes in "rent to own" situations.  They work with a group of investors that actually purchase the property for the renter (soon to be home owner).  Here is how it works step by step:

  1. Credit check on renter (soon to be home owner).  This is to analyze their initial credit and financial situation to determine if a rent to own situation will work with the client and whether or not an investor would be interested in the deal.
  2. If everything is good to go, we start shopping for the rent to own client like we were purchasing the property.  We find a home that suits what the renter wants and will be happy with.
  3. We purchase the home, but under the investors name with a side contract of rent to own.  This is done through lawyers and is between the investor and the rent to own client.
  4. The renter pays the monthly expense plus an addition rent which is worked out in the contract to save towards the down payment towards the purchase of the house.

Here are some points on rent to own homes:
  • The renter agrees to lease the house for a pre-determined amount of time, typically 1-5 years.
  • The renter pays an upfront consideration fee, which is typically 5% of the purchase price. This money is held as a deposit and is non-refundable.
  • The renter pays an elevated monthly rent (as explained above)
  • The contract locks in a purchase price
  • The renter may be able to purchase prior to the date on the contract

If you have any additional questions on rent to own homes or decide that this "purchase plan" would work best for you, please don't hesitate to contact me.

Sincerely,

Astra Mulawka
Better Homes and Gardens
Real Estate - Signature Service
Office:905-896-4622